Resource · Consumer Verification Guide

Check a KPKT-Licensed Moneylender.

How to verify that a moneylender in Malaysia holds a current KPKT licence — a consumer-side verification guide.

Quick answer: Under the Moneylenders Act 1951 every moneylender operating in Malaysia is required to hold a current licence issued by the Ministry of Housing and Local Government (KPKT). Before signing any loan agreement or paying any fee, a consumer can and should check the lender's licence status directly against KPKT's own records — the same verification our licensed-lender-only agency runs before we take any engagement.

How to check a moneylender's KPKT licence (English scaffold)

The full step-by-step verification procedure — checking a lender's licence number against KPKT's own public register, verifying the licensed premise address, checking whether a specific advertisement carries the separately-required Registrar of Moneylenders advertisement permit, and identifying the common patterns unlicensed lenders use to imitate licensed ones — is the substance this page will carry. Under our editorial policy for regulated Malaysian consumer content, the Bahasa Malaysia edition of that procedure requires review sign-off from a native-Malay editor with subject-matter accountability before it publishes, so that consumers relying on the guidance receive language that is technically accurate rather than machine-translated.

This page is staged in the meantime as an English scaffold under a noindex directive. The full guide will be published — and this scaffold replaced — in a future site version once the review sign-off is on record.

Where to look now: the KPKT-registered lender you are checking is required to display a valid licence number and licensed premise address; any live advertisement they run under the Moneylenders Act 1951 is separately required to carry an advertisement permit granted by the Registrar of Moneylenders. See the English-language licensed moneylender compliance page for the regulatory grounding this guide will expand on, and the free loan ad compliance checker for the specific permit and disclosure requirements advertisements are required to satisfy.

Senarai Rasmi — how to read the official KPKT list

This section is a structural placeholder for the Bahasa Malaysia edition's "senarai rasmi" (official register) walkthrough. In English so this staged scaffold does not carry unreviewed BM prose: the official register of licensed moneylenders in Malaysia is published by the Ministry of Housing and Local Government (KPKT) on its own portal at kpkt.gov.my under the Money Lending Division (Bahagian Pinjaman Wang), and is mirrored on the i-KrediKom system. A consumer or business looking up a specific moneylender resolves the licence number, registered company name and licensed premise address against those two official surfaces — those are the citable sources. The English edition of this guidance for readers who want the full walkthrough now is the licensed money lender list Malaysia (KPKT) page; the Bahasa Malaysia edition of the walkthrough itself is pending BM reviewer sign-off before it is published on this staged scaffold.

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